How to get your Free Equifax Credit Report and ScoreGetting your free Equifax credit report and score is easy. Equifax is the largest of the three credit bureaus, with revenues of over $1 billion dollars last year. In addition to its main branch in the United States it also has branches in 12 other countries around the world.There are two ways you can go about getting your free Equifax report, you can either write for it by mail (see address below) or you can get it online, instantly and best of all for free. The free online Equifax credit report and score are provided by Privacy Matters and can be ordered if you click here. The only catch about the whole thing is that you must sign-up for a free trial of their credit monitoring service. The Benefits of a Free Equifax Credit Report and Score Your Equifax credit report is a list of your credit history. It tracks every single payment you've made or haven't made on things such as credit cards, mortgage payments, car loans etc. Any late or missed payments negatively affect your credit rating. Thus, it pays to know what is on it since the information it contains can affect your ability to buy a new home or get a new car. Additionally, it affects the interest rate you pay on loans. The better your credit report the lower your interest rate. By getting your free credit report and score from Equifax, you can make sure that there are no errors and that you aren’t paying more than you have to or worse denied getting a loan altogether. Remember your credit reports can affect major elements of your financial future so it pays to be informed. The Benefits of Privacy Matters Credit Monitoring Service The free trial period lasts for 30 days and as long as you cancel before the end of the 30 days you pay nothing for your Equifax credit report. The Credit Check Monitoring Service monitors your Equifax credit report and notifies you of several important changes to your Equifax credit file with online monthly monitoring Alerts. You'll know about new critical information, recent inquiries into your credit, and several indicators of possible credit fraud. It is a great way to stay on top of your credit profile.
Remember, to get your free Equifax credit report you need to sign up for the service but if you don’t want or need the service you can cancel free of charge within the first 30 days. |